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I recently attended a Real Estate conference, but what I came home with wasn’t just business strategies. It was reminders. Recalibration. A reset on what actually matters. Solidifying what I’ve long believed that goes far beyond real estate. Here were some of my biggest takeaways that have NOTHING to do with real estate: True connection happens offline. Real conversations. Real laughter. Real community. Give yourself permission to chase what lights you up. Stop waiting for the perfect timing or someone else’s approval. Protect your foundation. A house is only as good as what it’s built on, and so are we. The world celebrates shiny exteriors…but the quiet parts matter more: integrity, character, faith, boundaries, purpose. Joy comes from creating, not comparing. We were made to build lives, not scroll through them. Surround yourself with people who stretch your vision. The rooms we choose change who we become. And here’s what that looks like in real life: 17 Realtors from 8 different states (most of whom had never met before this conference) sat at a dinner table and decided to bless our waitress, Sanja from Serbia, with a $100 tip from each person!! The power of community, kindness, and showing up together. Thank you, Platform. I’m refueled, re-centered, and ready for what’s next. Because at the end of the day, the best investment we’ll ever make is in people…in showing up, in giving generously, in choosing community. So I’m taking my own advice and giving myself permission to pursue what sets my soul on fire. And I hope you do too. - Josh 
Most people ask “How much house can I afford?” And almost every online mortgage calculator gets it wrong. Here’s the real 10 second math most buyers never hear: Take your gross monthly income and divide it by 3. That’s your safe max payment. But if you have little to no other debt? Your buying power can jump way higher than you think. Same income. Same rates. Hundreds of thousands of dollars difference. This is why two buyers with the same salary can qualify for wildly different price points. If you want to know exactly what YOU qualify for, comment HOME and I’ll send you a breakdown tailored to your situation. 
This is one of the most expensive “nice guy” mistakes I see. When you co sign on a loan, the lender does not care who is driving the car or using the card. That full payment counts as YOUR debt. A $700 car payment can wipe out roughly $100,000 of buying power. Miss one payment and your credit takes the hit. If they stop paying, you own the problem completely. If buying a home is even a remote possibility in the next few years, co signing is a hard no. There are other ways to help people without putting your future on the line. Save this. Send it to someone who needs to hear it before signing anything. #realestatetips #homebuying #credittips #firsttimehomebuyer #financialmistakes #mortgagetips #ᴡᴇᴀʟᴛʜʙᴜɪʟᴅɪɴɢ